The boat to be rented must be insured for rental use. The boat owner determines the deductible amount that will replace at least the boats insurances deductible. You can see the amount of the deductible in the contract and in the booking information in connection with the booking. The deductible will only be charged if something happens to the boat during the rental. If the cost of the damage is less than the deductible, the renter will only reimburse the portion that goes to repair the damage to the boat.
In most cases, the owner and renter take care of the compensation with each other. Compensation can also be handled through Skipperi. In this case, a 10% service charge will be added to the deductible specified by the owner. Skipperi pays the amount directly to the owner and invoices the amount from the renter.
Here are instructions in Finnish how to proceed in damage cases: https://www.skipperi.fi/vahinkotapaukset
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